Information model of quality of bank lending to Croatian SMEs

The object of the analysis in this paper is satisfaction of entrepreneurs with bank lending practice in Croatia. The following fundamental scientific methods have been applied: synthesis and analysis, inductive and deductive methods, descriptive and comparative methods, survey, statistics and modell...

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Permalink: http://skupnikatalog.nsk.hr/Record/ffzg.KOHA-OAI-FFZG:308712/Details
Matična publikacija: The Journal of American Academy of Business
16 (2010), str. 224-232
Glavni autori: Vidučić, Ljiljana (-), Vidučić, Vinko (Author), Boras, Damir
Vrsta građe: Članak
Jezik: eng
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100 1 |a Vidučić, Ljiljana 
245 1 0 |a Information model of quality of bank lending to Croatian SMEs /  |c Ljiljana Vidučić, Vinko Vidučić, Damir Boras. 
246 3 |i Naslov na engleskom:  |a Information model of quality of bank lending to Croatian SMEs 
300 |a 224-232  |f str. 
363 |a 16  |i 2010 
520 |a The object of the analysis in this paper is satisfaction of entrepreneurs with bank lending practice in Croatia. The following fundamental scientific methods have been applied: synthesis and analysis, inductive and deductive methods, descriptive and comparative methods, survey, statistics and modelling (growth matrix). Based on the qualitative and survey analysis, using growth model, authors have formulated information model of quality of bank lending as perceived by Croatian entrepreneurs for the period from 2009 to 2016. Synergetic relations among main features of quality of bank lending have been provided. In the case of Croatian small businesses, the main burdening factor, when bank lending is considered, is an availability of long-term loans. Indirect growth rates of the model indicate that collateral and interest rates will have the greatest influence on this factor. Quantification of the model renders to the creators of the economic policy the basis for policy measures and strategy formulation in order to boost small businesses development. 
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693 |a information model, SME finance, bank lending  |l hrv  |2 crosbi 
693 |a information model, SME finance, bank lending  |l eng  |2 crosbi 
693 |a Documentation needed, Interest rates, Bank fees, Processing period, Collateral needed  |l hrv  |2 crosbi 
693 |a Documentation needed, Interest rates, Bank fees, Processing period, Collateral needed  |l eng  |2 crosbi 
700 1 |a Vidučić, Vinko  |4 aut 
700 1 |9 418  |a Boras, Damir  |4 aut 
773 0 |t The Journal of American Academy of Business  |x 1540-1200  |g 16 (2010), str. 224-232 
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